:root{--ink:#101828;--muted:#667085;--paper:#fff;--soft:#f5f7fb;--navy:#102a43;--accent:#6c5ce7;--line:#dce4ee;--max:1160px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.67}
a{color:#344bd4;text-decoration-thickness:1px;text-underline-offset:3px}.wrap{width:min(var(--max),calc(100% - 32px));margin:auto}
header{border-bottom:1px solid var(--line);background:rgba(255,255,255,.97);position:sticky;top:0;z-index:50;backdrop-filter:blur(8px)}
.navbar{display:flex;align-items:center;min-height:70px;gap:24px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:850;letter-spacing:-.025em;white-space:nowrap}
.mark{width:34px;height:34px;border-radius:10px;background:var(--navy);display:grid;place-items:center;color:#fff}.desktop-nav{display:flex;align-items:center;gap:17px;margin-left:auto}.desktop-nav a{color:#344054;text-decoration:none;font-size:.92rem;font-weight:680}
.btn,.header-cta{display:inline-block;border:0;background:var(--navy);color:#fff!important;text-decoration:none;padding:12px 17px;border-radius:10px;font-weight:800}.header-cta{white-space:nowrap;margin-left:3px}
.menu-toggle{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;width:43px;height:43px;font-size:1.35rem;line-height:1;cursor:pointer}
.mobile-menu{display:none;border-top:1px solid var(--line);padding:10px 16px 16px;background:#fff}.mobile-menu a{display:block;padding:10px 2px;color:#344054;text-decoration:none;font-weight:700}
.hero{background:linear-gradient(135deg,#f7f9fc,#eff0ff);padding:74px 0 62px;border-bottom:1px solid var(--line)}.hero h1,.article h1{font-size:clamp(2.2rem,5vw,4.4rem);line-height:1.03;letter-spacing:-.052em;margin:.18em 0}.hero p{font-size:1.2rem;max-width:760px;color:#475467}
.eyebrow{text-transform:uppercase;letter-spacing:.11em;font-size:.78rem;font-weight:850;color:#5146c8}
section{padding:55px 0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid var(--line);border-radius:16px;padding:23px;background:#fff}.card h2,.card h3{margin-top:0;line-height:1.2}.card p{color:var(--muted)}
.layout{display:grid;grid-template-columns:minmax(0,790px) 280px;gap:54px;align-items:start;padding:54px 0}.article{min-width:0}.article h1{font-size:clamp(2.15rem,5vw,3.65rem)}.article h2{font-size:1.65rem;line-height:1.25;margin-top:2em}.article h3{font-size:1.2rem;margin-top:1.6em}.article p,.article li{font-size:1.04rem}.article .dek{font-size:1.2rem;color:#475467}.breadcrumbs{font-size:.88rem;color:var(--muted);margin-bottom:24px}.breadcrumbs a{color:var(--muted)}
.sidebar{border:1px solid var(--line);border-radius:16px;padding:20px;background:#fff}.sidebar h2{font-size:1.05rem;margin-top:0}.sidebar p{font-size:.94rem;color:var(--muted)}.sidebar .btn{width:100%;text-align:center}.side-links{border-top:1px solid var(--line);margin-top:18px;padding-top:13px}.side-links a{display:block;padding:6px 0;font-size:.93rem}
.note{background:var(--soft);border-left:4px solid var(--accent);padding:16px 18px;border-radius:8px;margin:24px 0}.cta{background:var(--navy);color:#fff;border-radius:18px;padding:27px;margin:36px 0}.cta h2{margin-top:0}.cta p{color:#d9e2ec}.cta .btn{background:#fff;color:var(--navy)!important}
.disclosure{font-size:.9rem;color:#667085;border:1px solid var(--line);padding:12px 14px;border-radius:10px;background:#fafbfc}.table{overflow:auto}.table table{border-collapse:collapse;width:100%}.table th,.table td{border:1px solid var(--line);padding:12px;text-align:left;vertical-align:top}.table th{background:var(--soft)}
footer{background:#0b1f33;color:#d9e2ec;padding:44px 0;margin-top:44px}footer a{color:#fff}.foot{display:grid;grid-template-columns:2fr 1fr 1fr;gap:24px}
.sitemap-list{columns:2;column-gap:36px}.sitemap-list li{break-inside:avoid;margin-bottom:8px}
@media(max-width:900px){header{position:sticky}.desktop-nav{display:none}.navbar{gap:9px;min-height:64px}.brand{margin-right:auto;min-width:0}.brand .mark{display:none}.brand{font-size:.93rem}.header-cta{margin-left:auto;padding:10px 12px;font-size:.84rem}.menu-toggle{display:block;flex:0 0 auto}.mobile-menu.open{display:block}.layout{grid-template-columns:1fr;gap:28px}.sidebar{order:2}.grid{grid-template-columns:1fr}.foot{grid-template-columns:1fr}.sitemap-list{columns:1}}
@media(max-width:420px){.brand{max-width:130px;overflow:hidden;text-overflow:ellipsis}.navbar{gap:7px}.header-cta{padding:9px 10px}.menu-toggle{width:41px;height:41px}}

#mobileCta{display:none}@media(max-width:900px){#mobileCta{display:inline-block}.desktop-nav .header-cta{display:none}}

.offer-modal{display:none;position:fixed;inset:0;z-index:1000}.offer-modal.is-open{display:block}.offer-modal__backdrop{position:absolute;inset:0;background:rgba(7,20,34,.64)}.offer-modal__dialog{position:relative;width:min(520px,calc(100% - 32px));margin:12vh auto 0;background:#fff;border-radius:18px;padding:30px;box-shadow:0 24px 70px rgba(0,0,0,.24)}.offer-modal__dialog h2{font-size:1.6rem;line-height:1.2;margin:.45rem 0}.offer-modal__close{position:absolute;right:14px;top:10px;border:0;background:transparent;font-size:2rem;line-height:1;cursor:pointer;color:#475467}.offer-modal__actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}.offer-modal .btn.secondary{background:#fff;color:#102a43!important;border:1px solid #dce4ee;cursor:pointer}.modal-disclosure{font-size:.78rem;color:#667085;margin-bottom:0}body.modal-open{overflow:hidden}

.freshness{font-size:.86rem;color:#667085;margin:10px 0 18px}.takeaways{background:#f5f8fc;border:1px solid #dbe5ef;border-radius:16px;padding:20px 24px;margin:24px 0}.takeaways h2{margin-top:0;font-size:1.15rem}.takeaways li{margin:8px 0}.toc{border-left:4px solid #23b26d;background:#fbfcfe;padding:16px 20px;margin:24px 0}.toc ul{margin:10px 0 0}.faq details{border-top:1px solid #e4e9ef;padding:14px 0}.faq summary{font-weight:700;cursor:pointer}.related-grid,.hub-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.related-card,.hub-card{display:flex;flex-direction:column;gap:8px;border:1px solid #dfe7ef;border-radius:14px;padding:18px;text-decoration:none;background:#fff}.related-card span,.hub-card span{color:#52606d}.hub-card em{font-style:normal;font-weight:700;color:#137a4b}.hub-main{padding-top:48px;padding-bottom:64px}.hub-section{margin-top:48px}.hub-heading span{font-size:.8rem;text-transform:uppercase;letter-spacing:.08em;color:#667085}.journey{display:grid;grid-template-columns:repeat(6,1fr);gap:8px;margin:32px 0}.journey a{padding:14px;border:1px solid #dfe7ef;border-radius:12px;text-decoration:none;display:flex;flex-direction:column;gap:5px}.journey b{color:#15945b}.side-card small{display:block;margin-top:12px;color:#667085;line-height:1.45}
@media(max-width:900px){.related-grid,.hub-grid{grid-template-columns:1fr}.journey{grid-template-columns:repeat(2,1fr)}}
.home-section{padding-top:56px;padding-bottom:20px}.split-feature{display:grid;grid-template-columns:1.2fr .8fr;gap:36px;background:#f5f8fc;border-radius:20px;padding:36px;margin-top:50px}.fine{font-size:.8rem;color:#667085}.sitemap-list{list-style:none;padding:0}.sitemap-list li{display:flex;justify-content:space-between;gap:20px;padding:12px 0;border-bottom:1px solid #e4e9ef}.sitemap-list code{font-size:.8rem;color:#667085}@media(max-width:900px){.split-feature{grid-template-columns:1fr;margin-left:16px;margin-right:16px}.sitemap-list li{flex-direction:column;gap:4px}}